The Raghupati Group Terms and Conditions

Welcome to the Raghupati Group Terms and Conditions !

Thanks for using our services. The Services are provided by Urmila Raghupati India Private Limited (“Raghupati Group”), located at A-13, Sector-63, Noida, Uttar Pradesh -201301, India.

By using our Services, you are agreeing to these terms. Please read them carefully.

Our Services are very diverse, so sometimes additional terms (including age requirements) may apply. Additional terms will be available with the relevant Services, and those additional terms become part of your agreement with us if you use those Services. Raghupati Group reserves the right to refuse, restrict, prohibit or reject your access to, use of, and/or participation in the Services, at any time and for any reason

The information contained in this website is intended for general information purposes only. Raghupati Group has made all reasonable efforts to ensure that the information on this website is accurate at the time of inclusion, however there may be inaccuracies and occasional errors for which Raghupati Group apologies.

Raghupati Group makes no representations or warranties about the information provided through this website, including any hypertext links to any website or other items used either directly or indirectly from this website. Raghupati Group accepts no liability for any inaccuracies or omissions in this website and any decisions based on information contained in Raghupati Group's websites are the sole responsibility of the visitor.

Panel membership is generally open to individuals who satisfy the requirements for membership, including, without limitation, the minimum age requirement and geographic location requirement. The requirements for Panel membership may vary for each Panel. We only allow one member per unique email address. Raghupati Group may refuse to provide the Services to anyone, at any time and for any reason or no reason.

The Services are for personal, non-commercial use. You may use the Services only when and as per availability. Raghupati Group reserves the right to change, modify or eliminate, and/or restrict or block access to, all or any part of the Services, without notice, at any time, for any reason or no reason.

Raghupati Group provides Panel members and non-Panel members with the opportunity to participate in surveys. Participation in surveys is voluntary. By agreeing to become a Panel member, you agree to receive invitations to participate in surveys. Additionally, Raghupati Group may provide Panel members with the opportunity to communicate with other Panel members and/or Raghupati Group. You may unsubscribe from Panel membership at any time.

You may access any Website(s) as a visitor without registering for membership with the Panel associated with the Website(s) and without providing or disclosing personal information.

In order to register as a Panel member, you must register with or for the Panel and provide certain personal information. Panel members and non-Panel members are required to truthfully provide all information. Raghupati Group reserves the right to restrict or prohibit your use of, access to and/or participation in the Services if you provide, or Raghupati Group reasonably suspects that you have provided, information that is untrue, inaccurate, not current or incomplete.

Raghupati Group will either: (i) issue a user name and password to a Panel member, or (ii) permit a Panel member to create his/her own user name and password. Panel members are solely responsible for the security of their user names and passwords and will be solely liable and responsible for any use, whether authorized or unauthorized, of their membership accounts. Raghupati Group strongly recommends against the use of a social security number, financial account number, or any other identification or account number, as a user name or password.

Panel membership is specific to the individual who registers for membership with the Panel.

You acknowledge that you are accessing, using and/or participating in the Services in the capacity of an independent contractor, and no agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship is intended or created by this agreement.

You agree not to: (i) use spiders, robots or other automated data mining techniques to catalogue, download, store, or otherwise reproduce or distribute data or content available in connection with the Services, or to manipulate the results of any survey, prize draw or contest; (ii) take any action to interfere with any Website(s) or an individual’s use of any Website, including, without limitation, by overloading, “flooding”, “mail bombing” or “crashing” any Website; (iii) send or transmit any viruses, corrupted data, or any other harmful, disruptive or destructive code, file or information, including, without limitation, spyware; (iv) collect any personally identifiable information of or about any other user of the Services; (v) send unsolicited emails, including, without limitation, promotions and/or advertising of products or services; (vi) open, use or maintain more than one (1) membership account with a Panel; (vii) Forge or mask your true identity; (viii) frame a portion(s) of any Website within another website or alter the appearance of any Website; (ix) establish links from any other website to any page of, on or located within any Website or to the Services, without the prior express written permission of Raghupati Group; (x) post or transmit any threatening, libelous, defamatory, obscene, pornographic, lewd, scandalous or inflammatory material or content or any material or content that could otherwise violate Applicable Laws (as defined herein); (xi) engage in any fraudulent activity, including, without limitation, speeding through surveys, taking the same survey more than once, masking or forging your identity, submitting false information during the registration process, submitting false or untrue survey data, redeeming or attempting to redeem rewards, prizes and/or incentives through false or fraudulent means, and tampering with surveys; (xii) reverse engineer any aspect of the Services or do or take any act that might reveal or disclose the source code, or bypass or circumvent measurers or controls utilized to prohibit, restrict or limit access to any webpage, content or code, except as expressly permitted by Applicable Laws; (xiii) engage in any criminal or illegal act(s); (xiv) use Restricted Content (as defined herein) in violation or breach of these Terms; or (xv) encourage and/or advise any individual, including, without limitation, any Raghupati Group employee, to commit any act(s) prohibited hereunder.

You acknowledge and agree that Raghupati Group will fully cooperate with all legal disclosure request(s) (e.g. court order or subpoena).
,br>In connection with your use of, access to and/or participation in the Services, you may have the opportunity to review or access confidential and proprietary information, materials, products and content (“ Restricted Content”) belonging to Raghupati Group and/or Raghupati Group’s clients, partners and/or licensers. Restricted Content is and shall remain the sole and exclusive property of the owner of the Restricted Content. In no event shall you obtain or receive any right, title and/or interest in or to any Restricted Content. You agree to protect the confidentiality and secrecy of the Restricted Content and you agree not to modify, copy, reproduce, republish, display, transmit, distribute, reverse engineer, create derivative works of, decompile, or otherwise use, alter or transfer Restricted Content without the prior express written consent of Raghupati Group. You acknowledge and agree that Restricted Content may be subject to, and protected by, intellectual property laws, regulations and codes. You further acknowledge and agree that if you breach or otherwise violate the restrictions, limitations and prohibitions contained in this Section, in addition to any other rights or remedies available to Raghupati Group, Raghupati Group reserves the right to terminate, prohibit or restrict your use of, access to and/or participation in the Services.

You are solely liable and responsible for all content, materials, information and comments you use, upload, post or submit in connection with the Services (“User Content”). You are solely responsible for all third party approvals, consents and/or authorizations required for User Content. If you submit User Content, the User Content may become publicly available and may be shared with third parties including, without limitation, Raghupati Group’s clients, clients of Raghupati Group’s and third party service providers. User Content should only include audio, video, images, or the likeness of the individual submitting the User Content and should not contain copyrighted or trademarked content or material of any third party. User Content should not include audio, video, images or the likeness of anyone other than the user. You will not receive compensation for any User Content. If you would like information about the identity of the sponsor of a survey in which you submit photos or videos, please contact Raghupati Group as set forth in Raghupati Group’s Privacy Policy. In order to identify the specific survey, you will need to provide Raghupati Group with your email address and information on the specific survey (e.g., survey number, survey topic or subject matter, date you completed the survey, etc.).

By using, uploading, posting or submitting User Content in connection with the Services, you hereby grant to Raghupati Group a perpetual, irrevocable, unlimited, transferrable, sub-licensable, world-wide, royalty free, right and license to edit, copy, transmit, publish, display, create derivative works of, reproduce, modify, distribute and otherwise use, modify or distribute your User Content in any manner, without compensation or notice.

You are solely responsible for the User Content, Raghupati Group does not and cannot review all User Content and Raghupati Group is not responsible for the User Content. Raghupati group reserves the right to delete, move or edit User Content, that is, in Raghupati Group’s sole discretion, deemed to: (i) violate these Terms, (ii) violate copyright or trademark laws, or (iii) be abusive, defamatory, obscene or otherwise unacceptable.

In connection with your use of the Services, you may have the opportunity to accumulate rewards, incentives, and entries into prize draws or sweepstakes. Information, official rules, and terms and conditions for rewards, incentives, and prize draws or sweepstakes may be available in these Terms, on the Website for a Panel, at the beginning or end of a survey, in survey invitations, on the website(s) or webpage(s) for redeeming rewards, incentives, and prizes, and/or may be described in any newsletter or other communication distributed or published by Raghupati Group.

All points posted to a Panel member’s account expire one (1) year following posting, unless the points are forfeited or cancelled earlier due to membership or account inactivity or as otherwise set forth in these Terms. Panel member accounts are not actual bank or financial accounts and do not accrue or accumulate interest of any kind.

Points posted in connection with the Services do not constitute property of the Panel member, cannot be transferred during or after the Panel member’s life, by operation of law or otherwise, and have no value until presented by the Panel member for redemption in accordance with these Terms

In the event that any points or incentive have been erroneously posted to a Panel member’s account, Raghupati Group may remove them from the Panel member’s account.

Points will be deducted from the Panel member's account at the time the redemption request is made.

All redemptions are final and rewards may not be returned for credit except as otherwise provided in these Terms or as otherwise agreed to in writing by an authorized representative of Raghupati Group.

In order to redeem under Raghupati Group’s reward program, the minimum threshold of 1500 points must be satisfied. If you do not satisfy the foregoing threshold, you will not have a redemption option under Raghupati Group’s rewards program.

Raghupati Group may modify, alter, delete or add new terms and conditions for its rewards program or the Services at any time without notice. For Raghupati Group this includes, without limitation, modifying, altering, adding or deleting point values, redemption levels, conversion ratios, conditions for status, conditions for membership, and conditions for earning incentives or rewards, at any time without notice. In addition, Raghupati Group may terminate or cease offering any incentive or reward in connection with Raghupati Group’s rewards program, at any time without notice.

Raghupati Group make no representations or warranties of any kind, express or implied, regarding any product or service received in connection with Raghupati Group’s rewards program, including, without limitation, any warranty of merchantability or fitness for a particular purpose. Raghupati Group is not, and will not be, liable or responsible for the performance of, or for the failure of the performance of, any product or service for which points, incentives, or rewards are redeemed for. In addition, Raghupati Group is not and will not be responsible or liable for any cost, damage, accident, delay, injury, loss, expense, or inconvenience that may arise in connection with the use of, or defect in, any product or service for which points, incentives, or rewards are redeemed for. Raghupati Group will not replace any lost, stolen, misplaced, or damaged incentives or rewards.

You hereby expressly acknowledge and agree that the points, incentives, or rewards earned through the services may be subject to tax, which is the sole responsibility of the panel member. Raghupati Group may provide you and/or the appropriate government agency or taxing authority with information related to any payments or incentives you earn in connection with your use of Raghupati Group's services. You agree to provide Raghupati Group with all required information to assist Raghupati Group in complying with its reporting or withholding obligations. Raghupati Group may withhold any tax from any incentive or reward as required by applicable law.

In addition to other rewards, Raghupati Group may offer panelists the opportunity to receive entries into Raghupati Group’s quarterly prize draw. In the event entries are offered, please see the Prize Draw Official Rules under our Terms and Conditions. The prize draw may not be available as an incentive option for all panels or in all countries.

Raghupati Group uses reasonable efforts to ensure that points are credited and debited appropriately; however, panelists should review their account to ensure that their account correctly identifies the posted points, incentives, or rewards, and reflects all of the appropriate redemption transactions. If you feel that your account was not credited or debited correctly or reflects incorrect redemption transactions, please send an email to Any email sent to Raghupati Group should include the panelist's name, email address and specific information on the subject matter. Raghupati Group will use reasonable efforts to investigate the matter and to respond back to the panelist promptly. Raghupati Group's decision is final and binding.

The suppliers or providers of the products or services offered in connection with Raghupati Group’s rewards program, and/or the owners or operators of the website(s)/webpage(s) on which redemption transactions occur, may have their own terms and conditions; please review these terms and conditions carefully.

Personal information may have to be collected, processed, and/or disclosed in connection with Raghupati Group’s rewards program and/or any request to redeem a reward or incentive. By agreeing to these Terms, you hereby agree to the collection, processing, and/or disclosure of your personal information for such purpose(s) and all such personal information shall be subject to the terms set forth in Raghupati Group’s privacy policy.

If a Panel member elects to donate points to one of the charities approved by Raghupati Group, Raghupati Group will donate said points to the selected charity. The donation is not made by or on behalf of Raghupati Group and Raghupati Group does not and will not match any donation. Please note that the donation option is not available on every panel owned and/or operated by or on behalf of Raghupati Group, please check the redemption options available for the panel to which you belong.

Panel members agree to promptly notify Raghupati Group of any changes in or to information contained in their member profile. Panel members agree to review and update, as necessary, membership profiles no less frequently than once every six (6) months. A Panel member may update, correct and/or delete information contained in his or her membership profiles by: (i) accessing his or her Panel membership account; or (ii) sending an email to the appropriate Panel member services team for the appropriate Panel.

Panel members may opt-out from using the Services (including, without limitation, from receiving newsletters or communications), at any time, by: (i) following the unsubscribe procedures described on the applicable Website(s) or contained in any email received from Raghupati Group; or (ii) by sending an email to the Panel member services team. Raghupati Group shall use reasonable efforts to read and respond to each email request within a reasonable period of time after receipt. Upon termination, a Panel member’s contact information will be removed from any further communication or contact lists. Please allow a few days for the complete removal of contact information from Raghupati Group’s communication or contact lists for the applicable Panel; during which period the member may receive communications which were created or compiled prior to termination.

Please see Privacy Policy for information on how Raghupati Group handles information and data following an unsubscribe, termination or opt-out request (“Raghupati Group’s Privacy Policy”)

In connection with your use of the Services, you may be able to voluntarily link or connect to websites maintained and/or operated by third parties (“Third Party Websites”). Raghupati Group does not endorse any Third Party Website nor any products, services and/or opportunities advertised, offered and/or sold by, through or in connection with any Third Party Website (“Third Party Information”). Raghupati Group does not make any representations or warranties regarding the Third Party Websites and/or the Third Party Information. Please carefully review all policies and terms applicable to the Third Party Websites and the Third Party Information.

All communications (excluding personal information) and User Content submitted or transmitted by You to Raghupati Group, by electronic mail or otherwise, shall be treated as non-confidential and non-proprietary information, unless specifically indicated by You either prior to, or contemporaneously with, the submission or transmission of such communications and User Content. You agree that any such communications and User Content may be used by Raghupati Group for any legal reason.

Raghupati Group takes your privacy very seriously. For information about Raghupati Group’s privacy practices, please review Privacy Policy.

The services, including all information, surveys, content, material, commentary and services made available on, or through, the services, are provided “as is”. Raghupati Group does not make any representations or warranties of any kind whatsoever in connection with any information, content, material, commentary, surveys, products or services made available on, or through, the services, including, without limitation, any user content. Further, Raghupati Group hereby disclaims any and all warranties, whether express or implied, including, without limitation, the implied warranties of non-infringement, merchantability and fitness for a particular purpose. Raghupati Group does not warrant that the tools, technology or functions contained in the services or any content, material, commentary, information and/or services contained therein, will be uninterrupted or error free, that defects will be corrected, that the systems or the server(s) that support the services and make the services available will be corrected, or that the services and/or the systems and/or the server(s) that support the services are free of viruses or other harmful components. Raghupati Group does not provide access or connection to the internet and is not and shall not be responsible or liable for the actions or omissions of third parties that interfere with, limit, restrict or prevent access or connection to, or use of, the services.

Raghupati Group hereby reserves the right, in Raghupati Group’s sole discretion, to make changes to these Terms. Raghupati Group encourages you to review these Terms on an ongoing basis. Raghupati Group will obtain your consent prior to changes that are of such nature that consent is needed or required. For changes that do not require consent, your continued use of, access to and/or participation in the Services does and will constitute your acceptance of these Terms as amended.

You agree to indemnify, defend and hold harmless Raghupati Group and its parent, affiliated and subsidiary companies and its and their respective members, managers, shareholders, directors, officers, employees and agents from and against any and all claims, liabilities, losses, judgments, awards, fines, penalties and costs and/or expenses of any kind, including, without limitation, reasonable lawyers’ fees and court costs, arising out of, resulting from, or caused by, whether directly or indirectly,: (i) your breach or violation of these Terms; and/or (ii) your use of, participation in and/or access to the Services.

Except to the extent prohibited by applicable laws, you acknowledge and agree that in no event will Raghupati Group be liable, or otherwise responsible, to you for any indirect, incidental, special, consequential and/or punitive damages, for any reason(s) or for any cause(s), regardless of whether Raghupati Group is informed of the possibility such damages may exist.

Any claim or cause of action arising out of or related to use of the services and/or these terms must be filed within one year after such claim or cause of action arose.

Either party may terminate your membership with a Panel at any time, with or without cause, for any reason or no reason, and without liability for the termination.

In addition to any and all other available remedies, Raghupati Group may, without notice, suspend and/or terminate your use of, access to, and/or participation in the Services if you are in breach or violation of these Terms. If Raghupati Group terminates your membership due to your breach or violation of these Terms: (i) you forfeit all rights, title, and interest in and/or to all unredeemed rewards, incentives, and/or prizes, effective immediately upon termination; (ii) your membership will immediately be canceled; and (iii) your access to, participation in, and use of the Services (including, without limitation, the participation in survey projects) will immediately cease.

In the event that a non-Panel member breaches or otherwise violates these Terms, such non-Panel member hereby agrees that: (a) all rights, title, and interest in and/or to all unredeemed rewards, incentives, and/or prizes (if any), will be forfeit effective immediately upon termination; and (b) access to, use of, and participation in the Services will immediately cease.

In addition, Raghupati Group reserves the right to de-activate your Panel membership account: (a) if your membership account does not remain Active (as defined herein); (b) if Raghupati Group receives a hard bounce or delivery failure notice in regards to email communications sent by Raghupati Group to your email account; or (c) if Raghupati Group receives a “mailbox full” reply notice three times in regards to mail communications sent by Raghupati Group to your email account. For the purpose of these Terms, “Active” means that you: (i) participate in a survey, at least, once every Twelve months; or (ii) update your profile or member information, at least, once every Twelve months.

In the event of deactivation, termination by you, or termination by Raghupati Group (other than for your breach or violation of these Terms), Raghupati Group shall maintain a record of the posted, unredeemed rewards, incentives, and/or prizes and shall allow you to redeem such rewards, incentives, and/or prizes for a period of thirty (30) days following the effective date of the termination or deactivation of your account.

Restriction. Raghupati Group employees and their Immediate Family Member(s) (as defined herein) are not eligible to receive any payments, prizes or incentives for using, participating in, or accessing the Services. For the purpose of this Section 20, the term “ Immediate Family Member(s)” includes parents, spouses, children or significant others (i.e. girlfriends/boyfriends, domestic partners and spousal equivalents).

Procedures. Raghupati Group’s employees may use, access or participate in the Services, only after receiving written permission from their respective manager, and only for the sole purpose of improving Raghupati Group’s products and/or services. Raghupati Group’s employees must always be honest and report accurate information in connection with using, accessing or participating in the Services. If altered, false or untrue information or data must be used, prior consent and approval must be received from Raghupati Group’s Chief Executive Officer.

Improper Conduct. Unless authorized pursuant to these Terms or otherwise approved in writing by Raghupati Group’s Chief Executive Officer, the violation of the terms of this Section 20 by an Raghupati Group employee and/or its Immediate Family Member(s) is a violation of Raghupati Group’s standards of conduct and any such violation may subject the employee to discipline, including, without limitation, termination of employment.

Notice from You to Raghupati Group. Except as otherwise set forth herein, or as required by Applicable Laws, all notices to be sent or provided to Raghupati Group should: (i) be correctly addressed to the applicable business address, and shall be sufficiently delivered if delivered: (a) by Federal Express, Express Mail or other nationally or internationally recognized overnight courier service (in which case notice shall be effective one (1) business day following dispatch); or (b) by certified mail, return receipt requested, postage prepaid (in which case notice shall be effective six days following deposit in mail); or (ii) be sent via email to the appropriate member services team for the appropriate Panel.Notice from Raghupati Group to You. Except as otherwise required by Applicable Laws, you agree that Raghupati Group may provide notices to you: (i) via the email address provided by you to Raghupati Group (in which case notice shall be effective one day following the date the email was sent, provided that Raghupati Group did not receive an error message stating that delivery of the email was delayed, that the email address was invalid, or that email could not be delivered); (ii) by certified mail, return receipt requested, postage prepaid addressed to the address provided by you to Raghupati Group (in which case notice shall be effective six days following deposit in mail); or (iii) by posting notices on the applicable Website(s). You agree to check the applicable Website(s) frequently for notices and to keep your personal information up-to-date.

If any term or provision of these Terms shall be held or declared to be invalid or unenforceable for any reason by any court of competent jurisdiction, such term or provision shall be deemed null and void and shall not affect the application and/or interpretation of these Terms. The remaining terms or provisions of these Terms shall continue in full force and effect, as if the invalid or unenforceable term or provision was not a part of these Terms.

The headings contained in these Terms are for reference only and shall have no effect on the interpretation and/or application of these Terms. Raghupati Group’s failure to enforce a breach by you of these Terms shall not waive or release you from such breach and shall not waive, release or prevent Raghupati Group from enforcing any subsequent breach by you of these Terms. These Terms, any rules, terms or policies referenced herein or incorporated herein, and any Panel specific requirements, represent the entire understanding and agreement between Raghupati Group and you with respect to the subject matter hereof.Legal Notice. All questions regarding these Terms and all legal notices should be sent, in accordance of these Terms, to:

Urmila Raghupati India Private Limited
Raghupati Group
A-13, Sector-63, Noida,
Uttar Pradesh – 201301, India
Attn: Legal Department
Or via email to

These Terms have been drafted in the English language. In the event of any inconsistency between the English version of these Terms and any translation thereof, the English version shall prevail.
Last Updated: Oct 15, ‘2017’
By Team Raghupati Group